Clemson’s Housing Market in Focus: Interest Rates, Listings & More

by Nakeshia Shannon

Crowd of people in downtown Clemson, South Carolina, gathering under Clemson Tigers tents during a game day celebration

Median Home Prices and Trends

As of April 2025, the median listing price for homes in Clemson stands at approximately $435,000, reflecting a 13% decrease year-over-year. This adjustment suggests a market correction, potentially offering opportunities for buyers seeking value in a competitive landscape.

 

Market Activity and Inventory

The Clemson housing market exhibits a balanced dynamic. With an average of 45 days on the market, properties are moving at a moderate pace, indicating neither a strong buyer's nor seller's market. This equilibrium provides a conducive environment for negotiations and fair market value transactions.

 

Investment Opportunities

Clemson's appeal extends beyond primary residences. The presence of Clemson University fosters a steadydemand for rental properties, making the town an attractive option for real estate investors.

 

Student housing developments and short-term rental opportunities abound, offering diverse investments.

Scenic view of Clemson University’s Memorial Stadium from across Lake Hartwell at sunset

Mortgage Interest Rates: Current Landscape

 

National and State Averages

Mortgage interest rates have experienced fluctuations in 2025. The average 30-year fixed mortgage rate in the U.S. recently rose to 6.86%, its highest level since mid-February. In South Carolina, rates mirror national trends, with averages hovering around 6.97% for 30-year fixed loans.

 

Implications for Buyers

Elevated interest rates impact monthly mortgage payments, affecting affordability. Prospective buyers should engage with mortgage professionals to explore options such as adjustable-rate mortgages (ARMs) or consider locking in rates to mitigate future increases.

 

Trusted Lending Partners in Clemson

 

 

Navigating the mortgage landscape requires reliable partners. Clemson boasts several esteemed lending institutions committed to facilitating seamless home financing experiences.

 

  1. New Story Lending

New Story Lending emphasizes a personalized approach to mortgage lending, aiming to make the process approachable and tailored to individual needs. Their commitment to reimagining financial services ensures agility and resilience in meeting customer demands.

 

  1. Park National Bank

With a strong presence in Clemson, Park National Bank offers a comprehensive suite of mortgage

 

products, including fixed-rate loans, construction financing, and bridge loans. Their experienced local lenders provide personalized guidance to help clients find the right loan solutions.

 

  1. Ascend Lending

Ascend Lending is dedicated to empowering homebuyers with the financial tools necessary to achieve theirdreams. Their focus on education and personalized service ensures clients are well-informed throughout the mortgage process.

 

Educational Tools and Resources

 

Mortgage Calculators

Use online mortgage calculators to estimate your monthly payments, compare loan options, and assess what you can comfortably afford. These tools are helpful for early-stage planning and can give you a better understanding of what to expect.

 

One-on-One Buyer Workshops with Nakeshia

Buying your first (or next) home can be overwhelming, but you don't have to go through it alone. I offerpersonal one-on-one workshops to help walk you through the full process-from loan pre-qualification and understanding your credit to touring homes and preparing for closing day. These sessions are ...

 

Credit Counseling Referrals

Understanding your credit profile can make or break your mortgage options. I work with professionals who can help you assess and improve your credit score so you can secure better financing terms. Just reach out, and I'll connect you with a trusted expert.

 

Clemson's real estate market in 2025 offers opportunity-and with the right guidance, you can make your move with confidence. Whether you're buying your first home, upsizing, downsizing, or investing, you deserve a smooth and informed experience.

 

If you're wondering whether you pre-qualify for a mortgage, reach out to me directly. I'll connect you with one of my trusted lending partners at New Story Lending, Park National Bank, or Ascend Lending-each known for personal service and smart financing solutions.

 

Visit HomesWithNakeshia.com to schedule your one-on-one workshop, browse available homes, and read more real estate tips on the blog. Let's make your next move together.

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Nakeshia Shannon

Agent | License ID: 135764

+1(864) 650-6903 | nakeshia@nakeshiashannon.com

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